OptimumBank Holdings, Inc.

OPHC

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Identification

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Ticker
OPHC
CIK0001288855
SIC6021
SectorFinance, Insurance, And Real Estate
Industry CategoryBanking
Industry GroupNational Commercial Banks

Contact

Address2477 EAST COMMERCIAL BOULEVARD, FORT LAUDERDALE, FL, 33308
Website www.optimumbank.com
Phone954 776-2332
CEOTimothy L. Terry
Employees40

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Standardized Financials

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Intrinio provides professional-grade historical financial data. This data is standardized, cleansed and verified to ensure the highest quality data sourced directly from the XBRL financial statements. The primary purpose of standardized financials are to facilitate comparability across a single company’s fundamentals and across all companies fundamentals.

For example, it is possible to compare total revenues between two companies as of a certain point in time, or within a single company across multiple time periods. This is not possible using the as reported financial statements because of the inherent complexity of reporting standards.

Below is a preview of several data points from each financial statement, as well as a sample of our many calculated metrics:

Income Statement
Revenue$40.98 million
Pre-Tax Income$19.60 million
Net Income$14.62 million
Net Income to Common$14.62 million
EPS$1.34
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Balance Sheet
Cash$13.54 million
Assets$977.47 million
Liabilities$869.46 million
Common Equity$108.00 million
Liabilities & Equity$977.47 million
View All
Cash Flow Statement
Calculations
NOPAT$14.62 million
EBITDA$20.21 million
Price to Earnings$3.58
Price to Book$0.48
ROE15.30%
View All

Latest News

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Intrinio provides up-to-date news articles on every US company from various sources. Here are several examples:

Q2 Virtual Investor Summit: Presentations Available Now

NEW YORK CITY, NY / ACCESS Newswire / June 25, 2025 / The Q2 Investor Summit presentations are now live and available for on-demand viewing! Held on June 10, the summit featured dynamic presentations from a wide range of microcap companies, each offering ...

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Optimum Bank Partners with Habitat for Humanity of Broward to Provide Zero Interest Mortgage Loans to Six Local Families

A Strategic Initiative to Empower Families and Strengthen Communities Fort Lauderdale, Florida--(Newsfile Corp. - June 16, 2025) - OptimumBank (NYSE American: OPHC) proudly announces a new partnership with Habitat for Humanity of Broward to provide zero interest mortgage loans to six families facing housing affordability challenges. This collaboration reflects a shared commitment to expanding access to affordable housing, promoting financial security, and strengthening communities in Broward Cou

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OptimumBank Holdings, Inc. Financial Performance for the First Quarter of 2025

Fort Lauderdale, Florida--(Newsfile Corp. - May 13, 2025) - OptimumBank Holdings, Inc. (NYSE American: OPHC) (the "Company") is a one-bank holding company and owns 100% of OptimumBank (the "Bank"). Today the Company reported robust financial performance for the quarter ended March 31, 2025. The Company achieved net income of $3.9 million, or $0.33 per basic share and $0.32 per diluted share, compared to net income of $2.4 million, or $0.31 per basic and diluted ...

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OptimumBank Celebrates Record Year and Bold Outlook at 2025 Annual Shareholder Meeting

Fort Lauderdale, Florida--(Newsfile Corp. - May 2, 2025) - OptimumBank Holdings, Inc. (NYSE American: OPHC) held its Annual Shareholder Meeting on April 29, highlighting the strongest performance in the bank's close to 25-year history and laying out a strategic roadmap toward surpassing $1 billion in assets. Chairman Moishe Gubin, CEO Tim Terry, and the board addressed shareholders in a 30-minute virtual meeting, delivering record financial results and fielding audience questions on growth, tech

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OptimumBank Holdings, Inc. Reports Best Year in Company History; To Present Shareholder Deck Highlighting 23%+ Core ROAE at April 29, 2025 Annual Meeting

Ft. Lauderdale, Florida--(Newsfile Corp. - April 28, 2025) - OptimumBank Holdings, Inc. (NYSE American: OPHC) announced today that it will hold its Annual Shareholder Meeting and Investor Day tomorrow, April 29, 2025, at 10:00 AM ET. The public is invited to attend virtually through this link: OptimumBank Shareholder Meeting Webcast LinkThe Bank will showcase the most successful year in its history, including a Core Return on Average Equity (ROAE) exceeding 23% for fiscal year ...

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